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FTHB EligibilityFirst-Time Buyer CheckLive
Are you a Canadian citizen or permanent resident?
Are you at least 18 years old?
Have you EVER owned a home — or an interest in one — anywhere in the world?
Relationship status
Inherited or gifted homes count as prior ownership. The refund is once-in-a-lifetime and must be claimed within 18 months of registration. If you buy with someone who doesn't qualify, a partial (proportional) refund may still be available to you.
Live analysis
Eligibility status✓ Likely eligible
Provincial refund (max)$4,000
Toronto refund (max)$4,475
Breakdown
Overall statusEligible
ConfirmedYou have never owned a home or interest anywhere in the world.
You appear eligible for up to $4,000 provincially, plus $4,475 in Toronto — up to $8,475 combined. Occupy within 9 months and apply within 18 months of registration. Confirm on the Ministry of Finance affidavit before closing.
Eligibility guide only — the binding test is the Ministry of Finance first-time purchaser affidavit. This does not create a solicitor-client relationship.